Charlotte · Charlotte, NC
5042 Summer Surprise Lane
Charlotte, NC · 2,345 sqft
$493,990
Reduced from $505,000
- 4Beds
- 3Baths
- 2,345SqFt
- 2021Year
- 34Days on market
About this home
This beautifully designed newer home is located in a 55+ community. Offering 4 bedrooms and 3 full baths, this home blends modern comfort with thoughtful design, perfect for both everyday living and entertaining. The open-concept floorplan welcomes you with natural light and seamless flow between the living, dining, and kitchen areas. At the heart of the home, an oversized island anchors the kitchen, complemented by stainless steel appliances, ample cabinetry, and stylish finishes. The living room is highlighted by a dramatic floor-to-ceiling stone gas fireplace that creates a warm and sophisticated focal point. Step outside to enjoy the screened-in porch or host gatherings on the expansive stamped concrete patio. The spacious bedrooms provide flexibility for guests, hobbies, or a home office, while the main floor primary suite offers comfort and privacy. Home also features a tankless water heater and added electrical panel allowing you to hook up a generator if power is lost. Beyond the home, amenities including a community pool and maintenance-free lawn care covered by the HOA. This home delivers the perfect balance of style, comfort, and low-maintenance living-don’t miss your opportunity to make it yours.
Property details
- Beds
- 4
- Baths
- 3
- SqFt
- 2,345
- Lot
- —
- Year built
- 2021
- Type
- Single Family
- Days on market
- 34
- Garage
- 2
- Heating
- Forced Air
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Slab
- Flooring
- Carpet, Tile, Vinyl
- HOA dues
- $166 / mo
Features
- Attic Stairs Pulldown
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,801/ month
- Principal & interest
- $3,059
- Property tax (~1.05%)
- $432
- Homeowners insurance
- $144
- HOA dues
- $166
Down payment
$24,699 down · $469,290 financed
Income to qualify (28% rule)
~$162,931 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


