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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

5042 Summer Surprise Lane

Charlotte, NC · 2,345 sqft

$493,990

Reduced from $505,000

  • 4Beds
  • 3Baths
  • 2,345SqFt
  • 2021Year
  • 34Days on market

About this home

This beautifully designed newer home is located in a 55+ community. Offering 4 bedrooms and 3 full baths, this home blends modern comfort with thoughtful design, perfect for both everyday living and entertaining. The open-concept floorplan welcomes you with natural light and seamless flow between the living, dining, and kitchen areas. At the heart of the home, an oversized island anchors the kitchen, complemented by stainless steel appliances, ample cabinetry, and stylish finishes. The living room is highlighted by a dramatic floor-to-ceiling stone gas fireplace that creates a warm and sophisticated focal point. Step outside to enjoy the screened-in porch or host gatherings on the expansive stamped concrete patio. The spacious bedrooms provide flexibility for guests, hobbies, or a home office, while the main floor primary suite offers comfort and privacy. Home also features a tankless water heater and added electrical panel allowing you to hook up a generator if power is lost. Beyond the home, amenities including a community pool and maintenance-free lawn care covered by the HOA. This home delivers the perfect balance of style, comfort, and low-maintenance living-don’t miss your opportunity to make it yours.

Property details

Beds
4
Baths
3
SqFt
2,345
Lot
Year built
2021
Type
Single Family
Days on market
34
Garage
2
Heating
Forced Air
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$166 / mo

Features

  • Attic Stairs Pulldown

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,801/ month

Principal & interest
$3,059
Property tax (~1.05%)
$432
Homeowners insurance
$144
HOA dues
$166

Down payment

$24,699 down · $469,290 financed

Income to qualify (28% rule)

~$162,931 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.