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John KurtzCharlotte · NC

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Mooresville · Mooresville, NC

505 Kemp Road

Mooresville, NC · 5,030 sqft

$3,995,000

  • 5Beds
  • 4Baths
  • 5,030SqFt
  • 2026Year
  • 188WFx209x141x193Lot
  • 233Days on market

About this home

Stunning Custom Ranch with Basement on Waterfront Lot — No HOA! This custom-built home offers exceptional craftsmanship and thoughtful design throughout. Enjoy lake living with your own private dock and the freedom of no HOA restrictions. The main level features an open floor plan ideal for entertaining, showcasing a gourmet kitchen with custom cabinetry, quartz countertops, and top-of-the-line appliances including a 48" smart commercial-style gas range with 6 burners, electric griddle, true convection oven, a 30" side-by-side refrigerator, and a 30" side-by-side freezer. The spacious primary suite includes a luxurious bath and an oversized walk-in closet, along with 2 secondary bedrooms conveniently located on the main level. Step out to the covered back deck overlooking the water — the perfect spot for morning coffee or evening sunsets. The lower level offers even more space with two additional bedrooms, multiple flex rooms, a large great room, and a full bar area complete with refrigerator, sink, and quartz countertops — ideal for hosting and entertaining. A total of four garage spaces — a three-car side load garage plus an additional frontload one-car garage — provide ample room for vehicles, storage, or car enthusiasts. Every detail has been carefully curated by a professional designer with selections that are truly too numerous to list. This home blends elegance, functionality, and comfort in a serene waterfront setting.

Property details

Beds
5
Baths
4
SqFt
5,030
Lot
188WFx209x141x193
Year built
2026
Type
Single Family
Days on market
233
Garage
4
Style
Transitional
Heating
Central
Cooling
Central Air
Foundation
Basement
Flooring
Carpet, Hardwood, Tile, Wood
View
Water

Features

  • Attic Walk In
  • Breakfast Bar
  • Built-in Features
  • Drop Zone
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Wet Bar
  • Dock - Floating
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$29,403/ month

Principal & interest
$24,742
Property tax (~1.05%)
$3,495
Homeowners insurance
$1,165
HOA dues

Down payment

$199,750 down · $3,795,250 financed

Income to qualify (28% rule)

~$1,260,129 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.