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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

505 N Graham Street #3E

Charlotte, NC · 580 sqft

$198,900

Reduced from $215,000

  • 1Beds
  • 1Baths
  • 580SqFt
  • 1990Year
  • 93Days on market

About this home

Freshly painted crisp white! This bright and airy top floor home in popular Fourth Ward Square feels like a treehouse. Adorable balcony overlooks tree line and pool. Close to everything Uptown has to offer. Enjoy Panther, Knights, Hornets and soccer games, concerts, restaurants, bars, parks and light rail. Updated with stainless steel appliances, granite countertops, LVP flooring, tiled bath, vaulted ceiling, wired for Google fiber and large covered balcony with a storage room and bar. Wood burning fireplace. Stainless front load washer and dryer to convey - stackable to create more storage. One deeded parking space. Extra parking on the street. Parking passes available for street parking from ParkIt. Gas fire pit, clubhouse, dog park, salt water pool and fitness center make this a great place to call home. Clubhouse is available to rent for private events and features a rooftop terrace.

Roof 2024, sprinkler system 2024, dishwasher 2023, LVP flooring 2021, hot water heater 2021, HVAC maintained seasonally. Seller to pay assessment for sprinkler system in full at closing.

Rentals allowed: leases must be >6 months in length, 20% of total units permitted to be tenant-occupied; rental cap has been met, there is a waiting list. Association will vote at the end of February on increasing rental %.

Property details

Beds
1
Baths
1
SqFt
580
Lot
Year built
1990
Type
Condo
Days on market
93
Heating
Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Tile, Vinyl
HOA dues
$418 / mo

Features

  • Breakfast Bar
  • Cable Prewire
  • Open Floorplan
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$1,881/ month

Principal & interest
$1,231
Property tax (~1.05%)
$174
Homeowners insurance
$58
HOA dues
$418

Down payment

$9,945 down · $188,955 financed

Income to qualify (28% rule)

~$80,652 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.