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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

509 N Graham Street #3C

Charlotte, NC · 1,170 sqft

$309,000

Reduced from $319,900

  • 2Beds
  • 2Baths
  • 1,170SqFt
  • 1990Year
  • 89Days on market

About this home

Don’t miss this top-floor condo in the heart of Fourth Ward! Step inside to a kitchen featuring stainless steel appliances, granite countertops, and a new garbage disposal and faucet (2024). The kitchen flows into a two-story great room with vaulted ceilings and a cozy wood-burning fireplace—perfect for entertaining or relaxing at home. The main-level primary suite offers a walk-in closet and ensuite bath with a shower/tub combo, plus the convenience of a laundry closet right on the main level. Upstairs, you’ll find a second bedroom with its own ensuite bath, overlooking the great room below. Notable updates include a new HVAC (2023) and a new roof (2024). This unit also comes with an assigned carport space and access to fantastic community amenities including a fitness center, inground pool, new dog park, and more. Enjoy unbeatable access to Uptown favorites—restaurants, grocery stores, Bank of America Stadium, Truist Ballpark, Spectrum Center, and everything Charlotte has to offer. Come experience this incredible home for yourself!

Property details

Beds
2
Baths
2
SqFt
1,170
Lot
Year built
1990
Type
Condo
Days on market
89
Heating
Heat Pump
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Tile
HOA dues
$418 / mo

Features

  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,692/ month

Principal & interest
$1,913
Property tax (~1.05%)
$270
Homeowners insurance
$90
HOA dues
$418

Down payment

$15,450 down · $293,550 financed

Income to qualify (28% rule)

~$115,381 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.