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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

509 N Graham Street #3F

Charlotte, NC · 1,083 sqft

$295,000

  • 2Beds
  • 2.5Baths
  • 1,083SqFt
  • 1990Year
  • 3Days on market

About this home

Welcome to this beautifully updated, 2 bed, 2.5 bath, top floor condo in Fourth Ward. Recent upgrades include a new roof (2024), new washer and dryer (2024), new flooring (2025), new water heater (2025), smart thermostat, and newly installed fire sprinklers throughout the unit. Enjoy the convenience of two dedicated parking spaces, including one covered space (#45) and one open space. Community amenities include a pool, fitness center, clubhouse, grilling area, dog park, exterior maintenance, and trash removal, while the HOA also covers water and sewer. Located just moments from Uptown Charlotte’s dining, entertainment, parks, and business district, this condo offers the perfect combination of comfort, convenience, and low maintenance living.

Property details

Beds
2
Baths
2.5
SqFt
1,083
Lot
Year built
1990
Type
Condo
Days on market
3
Garage
1
Heating
Electric, Heat Pump
Cooling
Central Air
Foundation
Slab
HOA dues
$458 / mo

Features

  • Breakfast Bar
  • Built-in Features
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,629/ month

Principal & interest
$1,827
Property tax (~1.05%)
$258
Homeowners insurance
$86
HOA dues
$458

Down payment

$14,750 down · $280,250 financed

Income to qualify (28% rule)

~$112,679 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.