Charlotte · Charlotte, NC
509 N Graham Street #3F
Charlotte, NC · 1,083 sqft
$295,000
- 2Beds
- 2.5Baths
- 1,083SqFt
- 1990Year
- 3Days on market
About this home
Welcome to this beautifully updated, 2 bed, 2.5 bath, top floor condo in Fourth Ward. Recent upgrades include a new roof (2024), new washer and dryer (2024), new flooring (2025), new water heater (2025), smart thermostat, and newly installed fire sprinklers throughout the unit. Enjoy the convenience of two dedicated parking spaces, including one covered space (#45) and one open space. Community amenities include a pool, fitness center, clubhouse, grilling area, dog park, exterior maintenance, and trash removal, while the HOA also covers water and sewer. Located just moments from Uptown Charlotte’s dining, entertainment, parks, and business district, this condo offers the perfect combination of comfort, convenience, and low maintenance living.
Property details
- Beds
- 2
- Baths
- 2.5
- SqFt
- 1,083
- Lot
- —
- Year built
- 1990
- Type
- Condo
- Days on market
- 3
- Garage
- 1
- Heating
- Electric, Heat Pump
- Cooling
- Central Air
- Foundation
- Slab
- HOA dues
- $458 / mo
Features
- Breakfast Bar
- Built-in Features
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$2,629/ month
- Principal & interest
- $1,827
- Property tax (~1.05%)
- $258
- Homeowners insurance
- $86
- HOA dues
- $458
Down payment
$14,750 down · $280,250 financed
Income to qualify (28% rule)
~$112,679 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


