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John KurtzCharlotte · NC

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Fort Mill · Fort Mill, SC

5105 Saint Clair Street

Fort Mill, SC · 3,740 sqft

$825,000

Reduced from $865,000

  • 5Beds
  • 4Baths
  • 3,740SqFt
  • 2010Year
  • 67Days on market

About this home

Beautifully maintained 3-story home offering a spacious and well-designed floor plan with 5 bedrooms, a dedicated office, formal dining room, large family room, and a versatile third-floor bonus area providing room for everyone. The main level offers a welcoming foyer, private office, and a formal dining room for gatherings and holidays. The kitchen flows seamlessly into the breakfast area and spacious great room, creating an open feel that’s ideal for everyday living and entertaining. There’s also a main-level bedroom that works wonderfully for guests or multi-generational living. Step outside to enjoy the screened porch, deck and hot tub! A great spot for morning coffee or relaxing in the evenings.

Upstairs, the primary suite feels like a true retreat with generous space and a spacious en-suite bath. The secondary bedrooms are all generous in size. The third floor offers even more versatility with a bonus room, a full bathroom, and extra storage, making it perfect for a guest suite, home gym, teen retreat, or private hangout space.

This home has been thoughtfully updated and meticulously cared for. The roof and gutters are new (2026), all appliances are less than two years old, and the refrigerator, washer and dryer convey. The kitchen features a reverse osmosis system, just over a year old. You’ll also appreciate the tankless water heater and the encapsulated crawl space with a six-month-old dehumidifier. Freshly painted interior and refinished floors on main level make this home an easy one to say yes to!

Property details

Beds
5
Baths
4
SqFt
3,740
Lot
Year built
2010
Type
Single Family
Days on market
67
Garage
2
Heating
Central
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Laminate, Tile
HOA dues
$1,150 / yr

Features

  • Built-in Features
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Fire Pit
  • Hot Tub

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$6,167/ month

Principal & interest
$5,109
Property tax (~1.05%)
$721
Homeowners insurance
$240
HOA dues
$95

Down payment

$41,250 down · $783,750 financed

Income to qualify (28% rule)

~$264,334 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.