Skip to content
John KurtzCharlotte · NC

View all 33 photos →

Monroe · Monroe, NC

5106 Pond Bluff Drive

Monroe, NC · 3,175 sqft

$659,900

Reduced from $669,900

  • 4Beds
  • 4Baths
  • 3,175SqFt
  • 2005Year
  • 75Days on market

About this home

Welcome to 5106 Pond Bluff Drive—where comfort, space, and Carolina charm come together in one beautiful home in Monroe. Tucked away on a quiet dead-end road, this property offers the peace and privacy you’ve been looking for—perfect for those who value a low-traffic, serene setting. Located in the Parkwood High School district, this home is an excellent opportunity for buyers seeking both location and lifestyle. From the moment you arrive, you’ll appreciate the inviting curb appeal and thoughtfully designed layout that makes everyday living feel effortless. Step inside to find a floor plan filled with an abundance of natural light. The main living areas flow seamlessly, creating an ideal space for both relaxing and entertaining. The kitchen serves as the heart of the home, featuring ample cabinetry, generous counter space, beverage fridge and a layout perfect for gathering with family and friends. Outside of 4 bedrooms, the home is also features an office and enclosed, fully temperature controlled sunroom that truly enhances the living space and has access to the back deck. The spacious primary suite provides a private retreat, complete with a comfortable bedroom, flex space and ensuite bath. Additional bedrooms offer flexibility for guests, or grown/growing households. A standout feature of this property is the impressive detached 40x24 garage/workshop—ideal for hobbyists, car enthusiasts, extra storage, or even a home-based business. This versatile space adds tremendous value and functionality. Out back, enjoy your own slice of tranquility—whether it’s morning coffee, evening sunsets, or weekend get-togethers, the outdoor space is ready to be enjoyed and fully equipped with an electric awning for those sunny North Carolina days. Conveniently located just minutes from Downtown Waxhaw, Downtown Monroe, shopping, dining, and major roadways, this home offers the best of suburban living while keeping you close to everything you need. If you’re looking for space, privacy, and versatility in Monroe, 5106 Pond Bluff Drive is one you don’t want to miss.

Property details

Beds
4
Baths
4
SqFt
3,175
Lot
Year built
2005
Type
Single Family
Days on market
75
Garage
2
Heating
Forced Air
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood

Features

  • Attic Walk In
  • Breakfast Bar
  • Built-in Features
  • Split Bedroom
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,856/ month

Principal & interest
$4,086
Property tax (~1.05%)
$577
Homeowners insurance
$192
HOA dues

Down payment

$32,995 down · $626,905 financed

Income to qualify (28% rule)

~$208,149 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.