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John KurtzCharlotte · NC

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Shelby · Shelby, NC

511 W Sumter Street

Shelby, NC · 1,355 sqft

$235,000

  • 3Beds
  • 1Baths
  • 1,355SqFt
  • 1950Year
  • 33Days on market

About this home

Step into timeless charm with this beautifully maintained 1950s home, ideally located in the heart of Shelby! Just minutes from vibrant uptown, you’ll enjoy easy access to local shops, dining, the City Park, pickleball courts, and more, all within walking distance. This inviting 3-bedroom, 1-bath home blends classic character with thoughtful updates. Inside, you’ll find newly refinished hardwood floors throughout, adding warmth and elegance to every room. The updated kitchen offers modern convenience while maintaining the home’s original charm, and all appliances will remain for the new owner. Enjoy mornings on the sun porch or unwind in the evenings. For added peace of mind, the seller is offering a 1-year home warranty (up to a $800 value) with an acceptable offer. Don’t miss this opportunity to own a charming home in one of Shelby’s most desirable and walkable locations!

Property details

Beds
3
Baths
1
SqFt
1,355
Lot
Year built
1950
Type
Single Family
Days on market
33
Heating
Baseboard, Central
Cooling
Central Air
Foundation
Basement, Crawl Space
Flooring
Tile, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,729/ month

Principal & interest
$1,455
Property tax (~1.05%)
$205
Homeowners insurance
$68
HOA dues

Down payment

$11,750 down · $223,250 financed

Income to qualify (28% rule)

~$74,125 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.