Shelby · Shelby, NC
511 W Sumter Street
Shelby, NC · 1,355 sqft
$235,000
- 3Beds
- 1Baths
- 1,355SqFt
- 1950Year
- 33Days on market
About this home
Step into timeless charm with this beautifully maintained 1950s home, ideally located in the heart of Shelby! Just minutes from vibrant uptown, you’ll enjoy easy access to local shops, dining, the City Park, pickleball courts, and more, all within walking distance. This inviting 3-bedroom, 1-bath home blends classic character with thoughtful updates. Inside, you’ll find newly refinished hardwood floors throughout, adding warmth and elegance to every room. The updated kitchen offers modern convenience while maintaining the home’s original charm, and all appliances will remain for the new owner. Enjoy mornings on the sun porch or unwind in the evenings. For added peace of mind, the seller is offering a 1-year home warranty (up to a $800 value) with an acceptable offer. Don’t miss this opportunity to own a charming home in one of Shelby’s most desirable and walkable locations!
Property details
- Beds
- 3
- Baths
- 1
- SqFt
- 1,355
- Lot
- —
- Year built
- 1950
- Type
- Single Family
- Days on market
- 33
- Heating
- Baseboard, Central
- Cooling
- Central Air
- Foundation
- Basement, Crawl Space
- Flooring
- Tile, Wood
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,729/ month
- Principal & interest
- $1,455
- Property tax (~1.05%)
- $205
- Homeowners insurance
- $68
- HOA dues
- —
Down payment
$11,750 down · $223,250 financed
Income to qualify (28% rule)
~$74,125 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.