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John KurtzCharlotte · NC

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Spindale · Spindale, NC

512 Spindale Street

Spindale, NC · 952 sqft

$159,900

Reduced from $179,900

  • 2Beds
  • 1Baths
  • 952SqFt
  • 1921Year
  • 163Days on market

About this home

Charming 2 bedroom cottage. Renovations in 2022 include updated electrical, HVAC, plumbing, windows, LVP flooring, appliances. Roof new in 2021. Nice large covered front porch. Large backyard. Convenient location and is close to shopping, restaurants, schools, medical.

Property details

Beds
2
Baths
1
SqFt
952
Lot
Year built
1921
Type
Single Family
Days on market
163
Style
Cottage
Heating
Electric, Heat Pump
Cooling
Central Air, Electric
Foundation
Crawl Space
Flooring
Vinyl

Features

  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,176/ month

Principal & interest
$990
Property tax (~1.05%)
$139
Homeowners insurance
$46
HOA dues

Down payment

$7,995 down · $151,905 financed

Income to qualify (28% rule)

~$50,436 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.