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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

513 N Graham Street

Charlotte, NC · 630 sqft

$175,000

Reduced from $200,000

  • 1Beds
  • 1Baths
  • 630SqFt
  • 1990Year
  • 15Days on market

About this home

Top-floor 1-bedroom, 1-bath condo in sought-after Fourth Ward Square, just minutes from Uptown Charlotte! This light-filled unit features large windows with beautiful city views and a well-designed layout that maximizes space and comfort.

The living area showcases laminate wood flooring, a cozy wood-burning fireplace, and built-in bookshelves—perfect for both relaxing and entertaining. The kitchen offers granite countertops, tile flooring, and a functional layout, while the bedroom also features laminate flooring and a spacious walk-in closet. Tile flooring continues in the bathroom for easy maintenance.

Enjoy access to fantastic community amenities including a clubhouse, fitness center, saltwater pool, fire pit, and grilling area—ideal for making the most of city living.

Includes 1 assigned parking space, with the option to purchase a street parking permit for additional convenience.

Unbeatable location close to Uptown, dining, shopping, and entertainment.

Please note: Seller is facing foreclosure—property may be subject to short sale approval, presenting a great opportunity for buyers and investors alike.

Property details

Beds
1
Baths
1
SqFt
630
Lot
Year built
1990
Type
Condo
Days on market
15
Style
Traditional
Heating
Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Laminate, Tile
HOA dues
$458 / mo

Features

  • Cable Prewire

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$1,746/ month

Principal & interest
$1,083
Property tax (~1.05%)
$153
Homeowners insurance
$51
HOA dues
$458

Down payment

$8,750 down · $166,250 financed

Income to qualify (28% rule)

~$74,828 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.