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John KurtzCharlotte · NC

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Flat Rock · Flat Rock, NC

514 Cobblestone Lane

Flat Rock, NC · 3,185 sqft

$495,000

  • 3Beds
  • 3Baths
  • 3,185SqFt
  • 1996Year
  • 56Days on market

About this home

Freestanding villa in prestigious Kenmure-a gated golf course community. This villa is located in a highly desirable section of Kenmure with easy access to all the amenities offered. The main level boasts an open floor plan, great room with cathedral ceiling, wall of windows, gas fireplace flanked by built-in bookcases, dining room with slider to deck, spacious kitchen which opens to dining room and great room with breakfast bar and built-in desk area, primary suite with large walk-in closet, double vanity and walk-in shower, guest bedroom, full bath and laundry room. The lower level features a family room, bar area with sink and wine cooler, guest bedroom with ensuite bath, bonus room with closet. Great storage and workshop space in the unfinished area. Enjoy the outdoors while relaxing on the covered front porch, the open deck or the sunroom. Very convenient location!

Property details

Beds
3
Baths
3
SqFt
3,185
Lot
Year built
1996
Type
Condo
Days on market
56
Garage
2
Heating
Forced Air
Cooling
Central Air
Foundation
Basement, Crawl Space
Flooring
Carpet, Tile
HOA dues
$1,783 / yr

Features

  • Breakfast Bar
  • Built-in Features
  • Entrance Foyer
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)
  • Wet Bar

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,791/ month

Principal & interest
$3,065
Property tax (~1.05%)
$433
Homeowners insurance
$144
HOA dues
$148

Down payment

$24,750 down · $470,250 financed

Income to qualify (28% rule)

~$162,504 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.