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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

514 N Mcdowell Street

Charlotte, NC · 1,263 sqft

$405,000

Reduced from $415,000

  • 2Beds
  • 2Baths
  • 1,263SqFt
  • 2006Year
  • 117Days on market

About this home

This stylish three-level condo offers a thoughtfully designed layout that blends modern comfort with flexible living spaces. The first floor features a private bedroom and full bath, ideal for guests, a home office, or a quiet retreat, along with direct access to a one-car garage. On the main living level, the kitchen and living areas are filled with natural light and finished with clean, contemporary details. The kitchen showcases crisp cabinetry, stainless steel appliances, stone countertops, and a functional island that opens seamlessly to the living space, creating an inviting setting for everyday living and entertaining. The living area is anchored by warm hardwood floors and a sleek fireplace, adding both character and comfort.

The top floor is dedicated to a spacious primary suite, offering a peaceful escape with a well-appointed bath and access to a private balcony, perfect for enjoying morning coffee or unwinding in the evening. Throughout the home, finishes feel polished yet livable, with modern lighting, neutral tones, and thoughtful touches that elevate each space. With its multi-level design, private garage, and a balance of style and functionality, this home delivers low-maintenance living in a highly desirable urban setting close to dining, shopping, and local favorites.

Property details

Beds
2
Baths
2
SqFt
1,263
Lot
Year built
2006
Type
Condo
Days on market
117
Garage
1
Heating
Electric, Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Carpet, Hardwood, Tile
HOA dues
$315 / mo

Features

  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,295/ month

Principal & interest
$2,508
Property tax (~1.05%)
$354
Homeowners insurance
$118
HOA dues
$315

Down payment

$20,250 down · $384,750 financed

Income to qualify (28% rule)

~$141,248 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.