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John KurtzCharlotte · NC

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Troy · Troy, NC

514 Wood Street

Troy, NC · 4,086 sqft

$479,000

Reduced from $515,000

  • 3Beds
  • 3Baths
  • 4,086SqFt
  • 1970Year
  • 362Days on market

About this home

Secluded Retreat in Troy, NC - Spacious 3-Bedroom Dream home on 1.36 acres
Welcome to your private oasis in the heart of Troy, NC. Nestled on 1.36 acres in a quiet, secluded area, this expansive 3-bedroom, 3-bathroom single family home offers over 4,000 square feet of living space--perfect for entertaining, relaxing and enjoying the serenity of nature. Step inside to discover generous living areas filled with natural light, ideal for hosting guests or enjoying quiet evenings at home. This home is thoughtfully updated with a brand-new roof (2024), new heat pumps (2022), fresh exterior paint and replaced windows, ensuring comfort and efficiency for years to come. Layout of home with location of 1-bedroom & 1 bath with separate entrance would allow for use by multigenerational family if needed. Don't miss your chance to own this unique retreat-schedule your private showing today!

Property details

Beds
3
Baths
3
SqFt
4,086
Lot
Year built
1970
Type
Single Family
Days on market
362
Garage
1
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space, Slab
Flooring
Carpet, Tile, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,525/ month

Principal & interest
$2,966
Property tax (~1.05%)
$419
Homeowners insurance
$139
HOA dues

Down payment

$23,950 down · $455,050 financed

Income to qualify (28% rule)

~$151,089 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.