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John KurtzCharlotte · NC

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Mooresville · Mooresville, NC

515 Kemp Road

Mooresville, NC · 5,863 sqft

$4,500,000

  • 4Beds
  • 5Baths
  • 5,863SqFt
  • 2026Year
  • 170WFx232x149x209Lot
  • 233Days on market

About this home

Beautiful Custom Waterfront Home – No HOA! Exceptional custom home located on a waterfront lot offering quality craftsmanship and designer finishes throughout. The main level features a spacious two-story great room with a stunning two-story fireplace, a gourmet kitchen with high-end appliances, custom cabinetry, and designer-selected finishes. A formal dining room provides an elegant space for entertaining. The primary suite and a custom office are also located on the main level for added convenience. Upstairs includes two bedrooms with water views, a large loft area, and a cozy reading nook on the stair landing overlooks the lake, creating the perfect spot to relax and unwind. The basement features and additional bedroom and full bath with water views, flex room and large family room with wet bar. Outdoor living features covered and uncovered porches, a patio, and a private boat dock for enjoying lakefront living at its best. A three-car garage provides ample parking and storage. This home showcases premium materials and attention to detail throughout—too many quality features to list.

Property details

Beds
4
Baths
5
SqFt
5,863
Lot
170WFx232x149x209
Year built
2026
Type
Single Family
Days on market
233
Garage
3
Style
Transitional
Heating
Central
Cooling
Central Air
Foundation
Basement
Flooring
Carpet, Hardwood, Tile, Wood
View
Water

Features

  • Attic Walk In
  • Breakfast Bar
  • Built-in Features
  • Drop Zone
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Wet Bar

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$33,119/ month

Principal & interest
$27,869
Property tax (~1.05%)
$3,937
Homeowners insurance
$1,312
HOA dues

Down payment

$225,000 down · $4,275,000 financed

Income to qualify (28% rule)

~$1,419,420 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.