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John KurtzCharlotte · NC

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Morganton · Morganton, NC

5162 Beech Bluff Drive

Morganton, NC · 4,009 sqft

$2,699,999

  • 5Beds
  • 4Baths
  • 4,009SqFt
  • 2007Year
  • 8Days on market

About this home

One-of-a-kind property situated on its own peninsula on beautiful Lake James in the sought-after South Pointe community. This amazing custom home sits on 2 acres with rear and side panoramic views of open water and the Blue Ridge Mountains, including Shortoff and Table Rock Mountain. High-end features include oversized windows, custom-tiled showers, granite countertops, a butler’s pantry, outdoor shower, real hardwoods, superior wall basement, 50-year shingles, electric water heaters, and more! Open-concept living, dining, and kitchen areas sit under a cathedral ceiling with a huge stacked rock fireplace and floor-to-ceiling rear windows. The large primary suite features two walk-in closets and a luxury ensuite bathroom with a custom-tiled shower, jacuzzi tub, and exterior entry. A second bedroom on the main level offers an adjacent full bath. The upper level includes an open loft/second living area and a second primary bedroom with a spacious full bath featuring a jacuzzi tub. The basement can be accessed from the interior of the main home and the detached garage via a covered walkway. Enjoy a true oversized garage with a work area. The massive unfinished basement features storage rooms, a family room with a second fireplace, high ceilings, and a full bath. Above the garage, with private entry, is a studio apartment complete with a closet, kitchen, and full bath. Words can’t describe the grounds… a rocked trail wraps around the point, offering lake views from the back and both sides. Even better, enjoy an easy stroll to your own private covered lakefront deck and composite dock.

Property details

Beds
5
Baths
4
SqFt
4,009
Lot
Year built
2007
Type
Single Family
Days on market
8
Garage
3
Heating
Electric, Heat Pump
Cooling
Central Air
Foundation
Basement, Other - See Remarks
Flooring
Tile, Wood
View
Mountain(s), Water, Year Round
HOA dues
$1,316 / yr

Features

  • Built-in Features
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Whirlpool
  • Other - See Remarks
  • Fire Pit
  • Dock - Floating
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$19,981/ month

Principal & interest
$16,721
Property tax (~1.05%)
$2,362
Homeowners insurance
$787
HOA dues
$109

Down payment

$134,999 down · $2,564,999 financed

Income to qualify (28% rule)

~$856,351 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.