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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

520 E Martin Luther King Jr Boulevard #1103

Charlotte, NC · 1,701 sqft

$649,900

Reduced from $699,900

  • 2Beds
  • 2.5Baths
  • 1,701SqFt
  • 2010Year
  • 64Days on market

About this home

$15,000 Buyer Incentive Available + Rare Two-Story Junior Penthouse in Uptown Charlotte! Seller is offering $15,000 that may be used toward a mortgage rate buy-down, buyer closing costs, or prepaid HOA dues, providing flexibility to customize the benefit to fit your needs. Experience elevated city living in this rare two-story junior penthouse at The Madison, an exclusive boutique building with just 26 residences in the heart of Uptown Charlotte. Perched on the 11th floor, this unique home offers the convenience of condo living with the feel of a luxury townhome in the sky, complete with sweeping skyline views from a spacious covered terrace perfect for morning coffee, evening cocktails, or entertaining guests. The open concept main level seamlessly connects the kitchen, dining, and living areas, creating a bright and inviting space enhanced by hardwood floors, tray ceilings, custom built-ins, and oversized sliding glass doors. The kitchen features granite countertops, breakfast bar seating, a wine cooler, Bosch dishwasher, and updated fixtures. Upstairs, the spacious primary suite serves as a private retreat with a sitting area, oversized walk-in closet, and spa-inspired bath with soaking tub and glass enclosed shower. The secondary bedroom includes custom built-ins and desk space, making it ideal for guests, a home office, or both. An upper-level laundry room adds everyday convenience. With thousands of dollars in upgrades, two deeded parking spaces, and hotel style amenities through the HOA, this residence offers sophisticated, low maintenance living in one of Charlotte's most walkable locations. Enjoy easy access to Uptown's restaurants, sporting events, nightlife, entertainment, Whole Foods, and major employers, making it possible to leave the car at home and walk to work in the heart of the city.

Property details

Beds
2
Baths
2.5
SqFt
1,701
Lot
Year built
2010
Type
Condo
Days on market
64
Style
Transitional
Heating
Heat Pump
Cooling
Ceiling Fan(s), Heat Pump
Foundation
Slab
Flooring
Tile, Wood
View
City
HOA dues
$698 / mo

Features

  • Built-in Features
  • Cable Prewire
  • Garden Tub
  • Open Floorplan
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$5,481/ month

Principal & interest
$4,025
Property tax (~1.05%)
$568
Homeowners insurance
$189
HOA dues
$698

Down payment

$32,495 down · $617,405 financed

Income to qualify (28% rule)

~$234,909 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.