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John KurtzCharlotte · NC

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Granite Falls · Granite Falls, NC

5205 South Oak Circle

Granite Falls, NC · 3,257 sqft

$565,000

Reduced from $574,900

  • 4Beds
  • 3Baths
  • 3,257SqFt
  • 2008Year
  • 20Days on market

About this home

This beautiful ranch-style home in the desirable Twin Oaks Subdivision offers the perfect blend of spacious living and functional design. Boasting nearly 3,300 square feet of finished space, this 4-bedroom, 3-full bath residence provides ample room for both daily life and hosting guests. The open-concept main floor features stunning hardwood floors, formal dinning, and a vaulted living room anchored by a cozy stone fireplace. Bright and airy Chelf kitchen with timeless white cabinetry, granite countertops, breakfast nook, and a central island—perfect for morning routines or meal prep. The kitchen flows seamlessly into a charming sunroom providing a light filled spot for morning coffee or casual dining, while overlooking the back yard. Enjoy a peaceful retreat to the Primary suite, with a tray ceiling and luxurious ensuite bath featuring a soaking jet tub, separate walk-in shower, dual vanities, and walk-in closet. The expansive lower level includes a large recreation room—ideal for a pool table or media center—plus additional living quarters, full bath, and walk-in closet. Garages Galore: This property is a rare find with a 2-car attached garage on the main level and an additional single-car garage in the basement, perfect for a workshop, boat storage, or a classic car. Additional storage, or workshop space, on opposite end of home. Relax on the oversized back deck overlooking a nice flat backyard, offering plenty of space for play or gardening. Nestled in the heart of Granite Falls, you are perfectly positioned for convenience: Minutes from Downtown Granite Falls and local shopping, a short drive to the lake for weekend recreation, and easy access to Hickory for dining, medical facilities, and entertainment galore. Don't miss your chance to own this versatile and well-maintained home in one of the area's favorite neighborhoods!

Property details

Beds
4
Baths
3
SqFt
3,257
Lot
Year built
2008
Type
Single Family
Days on market
20
Garage
3
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Basement
Flooring
Tile, Wood

Features

  • Kitchen Island

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,158/ month

Principal & interest
$3,499
Property tax (~1.05%)
$494
Homeowners insurance
$164
HOA dues

Down payment

$28,250 down · $536,750 financed

Income to qualify (28% rule)

~$178,216 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.