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John KurtzCharlotte · NC

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Midland · Midland, NC

522 Iron Horse Lane

Midland, NC · 4,156 sqft

$730,000

  • 5Beds
  • 4Baths
  • 4,156SqFt
  • 2013Year
  • 13Days on market

About this home

Welcome to your stunning 5-BR (plus a bonus room that can be a 6th!), 4-BA Craftsman masterpiece in the highly coveted Cedarvale Farms! Offering 4,156 sq. ft. of luxury living, this home blends high-end architectural detail with incredible versatility—all while enjoying Low Cabarrus County taxes and top-rated Hickory Ridge schools.

The main level greets you with an airy open floor plan, heavy crown molding, and a convenient guest suite with a full bath. The chef’s kitchen is a true showstopper, featuring granite countertops, tile backsplash, gas double ovens, and a massive center island perfect for entertaining.

Recent updates make this home feel like new: Freshly painted interior rooms, brand-new carpeting in secondary bedrooms, and those signature site-finished hardwoods flowing throughout the living room, both sets of stairs, upstairs hallway, bonus room, and the entire primary suite (including the closet!).

The 2nd-floor primary retreat is a sanctuary of its own, boasting a tray ceiling and a spa-like bath with a garden tub and dual granite vanities.

The Standout Feature: A fully finished 1005 sq. ft. walk-out basement apartment! Ideal for an in-law suite or young adults, it features a full kitchen (all appliances convey), living/dining areas, a full bath, a bedroom, and ample unfinished storage.

Outdoor Living at its Finest: Relax on the rocking chair front porch or head to the back deck, where stairs lead down to a beautiful flagstone hardscape. The nice-sized, fenced backyard backs to mature trees, providing exceptional privacy.

Community & Location: Cedarvale Farms is more than a neighborhood; it’s a lifestyle! Enjoy the active social committee, a sparkling community pool (now open!), a peaceful fishing pond, tot lots, and a picnic area. You are just minutes from the new Publix, I-485, and the best dining/shopping in Mint Hill, Harrisburg, and Concord.

With an over-sized garage and every upgrade imaginable, this is the one you’ve been waiting for!

Property details

Beds
5
Baths
4
SqFt
4,156
Lot
Year built
2013
Type
Single Family
Days on market
13
Garage
2
Style
Traditional
Heating
Central, Forced Air
Cooling
Central Air
Foundation
Basement
Flooring
Carpet, Tile, Wood
HOA dues
$667 / yr

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Cable Prewire
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Above Ground Hot Tub / Spa
  • Hot Tub

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$5,428/ month

Principal & interest
$4,521
Property tax (~1.05%)
$638
Homeowners insurance
$212
HOA dues
$55

Down payment

$36,500 down · $693,500 financed

Income to qualify (28% rule)

~$232,643 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.