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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

5224 Polo Gate Boulevard

Charlotte, NC · 1,718 sqft

$404,999

Reduced from $409,999

  • 2Beds
  • 2Baths
  • 1,718SqFt
  • 2013Year
  • 42Days on market

About this home

Welcome Home to this inviting luxury gated 55+ Polo Club of Mountain Island Lake — effortless living with lawn maintenance and irrigation, water and Sewer covered by the HOA. This beautiful end-unit has no full shared walls with neighbors and sits beside serene woods, offering a private patio with peaceful views—ideal for relaxing or entertaining. Beautiful hardwood floors complement a chef-ready kitchen with granite countertops and a seated bar, while above-average ceiling heights and a gas-log fireplace add warmth and style. Thoughtful extras include a security system, two-car garage, laundry room sink, lots of closets, and tube skylights that fill the home with natural light, neutral palate and nice trim details. The primary suite overlooks tranquil woods and boasts an exceptional bathroom with Hollywood vanity and a walk-in shower. Enjoy resort-style amenities — clubhouse, fitness center, and pool — and quick access to Riverbend shopping, Starbucks, Harris Teeter, First Watch, and more. Ideal for entertaining and easy living. Conveniently located with access to the beltloop 485, and Hwy 16 to Mountain Island Lake, Lake Norman, or Uptown Charlotte. Water and Sewer included.

Property details

Beds
2
Baths
2
SqFt
1,718
Lot
Year built
2013
Type
Townhome
Days on market
42
Garage
2
Style
Transitional
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Slab
HOA dues
$460 / mo

Features

  • Breakfast Bar
  • Pantry
  • Walk-In Closet(s)
  • In-Ground Irrigation
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,440/ month

Principal & interest
$2,508
Property tax (~1.05%)
$354
Homeowners insurance
$118
HOA dues
$460

Down payment

$20,249 down · $384,749 financed

Income to qualify (28% rule)

~$147,461 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.