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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

5238 Downing Creek Drive

Charlotte, NC · 2,668 sqft

$474,999

Reduced from $485,000

  • 4Beds
  • 2.5Baths
  • 2,668SqFt
  • 1993Year
  • 121x36x184x145Lot
  • 197Days on market

About this home

Move in ready 4 bedroom 2.5 bathrooms AND a huge BONUS ROOM, located in the DAVIS LAKE .

Inside, a welcoming foyer leads to a cozy living room with a fireplace, perfect for relaxing or entertaining. The kitchen is a chef’s dream, featuring a center island, black appliances, a spacious pantry, and a bright breakfast area. The primary suite includes with a separate tub and shower with dual vanity. Enjoy outdoor living on the huge back porch overlooking a fully fenced backyard, ideal for gatherings or peaceful evenings. This home is definitely worth a visit.

Property details

Beds
4
Baths
2.5
SqFt
2,668
Lot
121x36x184x145
Year built
1993
Type
Single Family
Days on market
197
Garage
2
Style
Traditional
Heating
Central
Cooling
Central Air
Foundation
Crawl Space
Flooring
Laminate, Vinyl
HOA dues
$47 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,542/ month

Principal & interest
$2,941
Property tax (~1.05%)
$415
Homeowners insurance
$138
HOA dues
$47

Down payment

$23,749 down · $451,249 financed

Income to qualify (28% rule)

~$151,841 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.