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John KurtzCharlotte · NC

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Rock Hill · Rock Hill, SC

524 Sugar Tree Drive

Rock Hill, SC · 2,266 sqft

$399,900

  • 4Beds
  • 3Baths
  • 2,266SqFt
  • 2007Year
  • 5Days on market

About this home

Welcome to Ridge Pointe living! This beautifully maintained home offers soaring ceilings, abundant natural light, and a versatile floor plan designed for everyday comfort. The main level features 3 spacious bedrooms, while the upper level includes a private 4th bedroom and full bath that is perfect for guests, a bonus space, or home office setup. The kitchen is a standout with extensive granite countertops, ample cabinet storage, and a custom pantry designed for maximum organization. Fresh paint brightens the main living areas, and durable LVP flooring runs throughout the primary living spaces. Step outside to enjoy the sizable fenced backyard offering both privacy and room to relax or entertain. Additional features include a roof replacement completed in 2023 and front yard irrigation to help keep landscaping looking its best. Located in the highly sought after Ridge Pointe community with low HOA dues, neighborhood pool, playground, and walkable streets perfect for evening strolls or enjoying the neighborhood atmosphere. Conveniently located near shopping, dining, and everyday conveniences!

Property details

Beds
4
Baths
3
SqFt
2,266
Lot
Year built
2007
Type
Single Family
Days on market
5
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Central Air, Electric
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$55 / mo

Features

  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,998/ month

Principal & interest
$2,476
Property tax (~1.05%)
$349
Homeowners insurance
$116
HOA dues
$55

Down payment

$19,995 down · $379,905 financed

Income to qualify (28% rule)

~$128,496 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.