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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

529 N Graham Street #3G

Charlotte, NC · 642 sqft

$229,900

Reduced from $238,000

  • 1Beds
  • 1Baths
  • 642SqFt
  • 1990Year
  • 74Days on market

About this home

Uptown living meets turnkey investing in this well-maintained 1BR/1BA condo in Charlotte’s Fourth Ward. The open floor plan feels bright and spacious with a wood-burning fireplace, granite countertops, stainless steel appliances, ceramic tile kitchen and bath, custom walk-in closet, and in-unit washer/dryer. Community amenities include an in-ground pool, fitness center, clubhouse, and patio with grilling area—always popular with tenants and owners alike. Currently leased to a reliable tenant with a healthy rental history and 18 months remaining, this condo offers immediate, stable cash flow. With its prime Uptown location and strong rental demand, it’s a smart investment opportunity and a rare chance to own in one of Charlotte’s most dynamic neighborhoods.

Property details

Beds
1
Baths
1
SqFt
642
Lot
Year built
1990
Type
Condo
Days on market
74
Heating
Central
Cooling
Central Air
Foundation
Slab
HOA dues
$418 / mo

Features

  • Open Floorplan

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,110/ month

Principal & interest
$1,423
Property tax (~1.05%)
$201
Homeowners insurance
$67
HOA dues
$418

Down payment

$11,495 down · $218,405 financed

Income to qualify (28% rule)

~$90,430 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.