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John KurtzCharlotte · NC

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Monroe · Monroe, NC

5301 Garden Gate Drive

Monroe, NC · 2,801 sqft

$649,900

  • 4Beds
  • 2Baths
  • 2,801SqFt
  • 2023Year
  • 1Days on market

About this home

Looking for a 4-bed custom home in Monroe with acreage, no HOA, and room to spread out? This custom built ranch in The Homestead offers 2,801 square feet, a huge fenced backyard, insulated 3-car drive-through garage, office, and sunroom on a large 2.47-acre corner lot. Built in 2023 with energy-efficient construction, this move-in ready home blends comfort, functionality, and privacy.

Welcome to 5301 Garden Gate Drive, a beautifully designed custom built ranch home offering space, quality construction, and flexible living on a large corner lot in The Homestead. This 4-bedroom, 2-bath home combines modern finishes with thoughtful upgrades and no HOA.

Features include: • 4 bedrooms, 2 full bathrooms • 2,801 square feet of single-level living • Large 2.47-acre fenced corner lot • Open floor plan with abundant natural light • Spacious kitchen with granite countertops, center island, and ample cabinetry • Dedicated office/flex space • Bright sunroom overlooking the backyard • Large primary suite with oversized walk-in closet • Custom built with 2x6 exterior walls for added insulation and energy efficiency • Fully insulated 3-car garage with abundant lighting • Front and rear garage doors creating convenient drive-through access to the backyard • Detached storage shed • No HOA dues

Property details

Beds
4
Baths
2
SqFt
2,801
Lot
Year built
2023
Type
Single Family
Days on market
1
Garage
3
Style
Ranch
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Slab

Features

  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,783/ month

Principal & interest
$4,025
Property tax (~1.05%)
$568
Homeowners insurance
$189
HOA dues

Down payment

$32,495 down · $617,405 financed

Income to qualify (28% rule)

~$204,995 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.