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John KurtzCharlotte · NC

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Franklin · Franklin, NC

531 Reserve Road

Franklin, NC · 1,295 sqft

$424,900

  • 2Beds
  • 2Baths
  • 1,295SqFt
  • 2000Year
  • 21Days on market

About this home

ONE OF THE BEST VIEWS IN MILL CREEK. 2BR/2BA | The Reserve at Mill Creek Golf Community

Immaculate and move-in ready, this beautifully maintained 2-bedroom, 2-bath home is located in the highly sought-after, gated Mill Creek Golf Community—specifically within the exclusive Reserve section. Privately positioned to take full advantage of its setting, the home offers sweeping, long-range views of both the surrounding mountains and the golf course, creating a truly special backdrop for everyday living.

Inside, the home welcomes you with soaring cathedral ceilings and an open-concept layout that seamlessly connects the kitchen, living, and dining areas. A striking stone-faced fireplace with gas logs serves as the focal point of the living space, adding warmth and character while enhancing the overall mountain-lodge feel. Large windows allow natural light to pour in while framing the stunning views beyond.

The updated kitchen features granite countertops, ample cabinetry, and a functional layout designed for both everyday use and entertaining. The open flow into the main living area ensures that gatherings remain connected and comfortable. Thoughtful features such as a convenient laundry chute add to the home's practicality and ease of living.

Both bedrooms are well-sized, offering comfortable accommodations for full-time living or guests. The home is partially furnished, allowing for a smooth transition for the next owner while still leaving room to personalize the space.

One of the standout features of this property is the outdoor living space. Full-length covered porches on both levels provide the perfect setting to relax, unwind, and take in the ever-changing mountain and golf course views. Whether enjoying a quiet morning coffee or hosting friends in the evening, these outdoor spaces extend the living area and highlight the natural beauty that surrounds the home.

Additional features include a two-car garage, a concrete driveway, and a low-maintenance exterior and landscaping, making ownership simple and stress-free. The property has been well cared for and reflects pride of ownership throughout.

Located within the gated Mill Creek Golf Community, residents enjoy a peaceful setting with access to a well-regarded golf course and the benefits of a thoughtfully planned neighborhood. The Reserve section offers an added level of privacy and exclusivity, making it one of the most desirable areas within the community.

Whether you are searching for a full-time residence, a seasonal retreat, or a mountain getaway, this home offers a rare combination of condition, location, and view. Properties with this level of privacy and scenery are not easy to find.

Schedule your showing today and experience what makes this home stand out.

Property details

Beds
2
Baths
2
SqFt
1,295
Lot
Year built
2000
Type
Single Family
Days on market
21
Garage
2
Style
Traditional
Heating
Central, Heat Pump
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Slab
Flooring
Vinyl
View
Golf Course, Mountain(s), Year Round

Features

  • Breakfast Bar
  • Built-in Features
  • Kitchen Island
  • Open Floorplan

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,127/ month

Principal & interest
$2,631
Property tax (~1.05%)
$371
Homeowners insurance
$123
HOA dues

Down payment

$21,245 down · $403,655 financed

Income to qualify (28% rule)

~$134,025 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.