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John KurtzCharlotte · NC

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Statesville · Statesville, NC

532 Margaret Drive

Statesville, NC · 2,460 sqft

$384,500

  • 3Beds
  • 2Baths
  • 2,460SqFt
  • 1929Year
  • 21Days on market

About this home

Charming, well-maintained brick home tucked away on a private, fully fenced lot with a gated driveway, just minutes from downtown Statesville and I-77. Enjoy a peaceful, park-like setting with mature landscaping, manicured flower beds, garden areas, and even a greenhouse. A welcoming foyer leads into a spacious living room featuring a gas fireplace and coffered ceiling, while a bright den/entertainment area showcases a wall of windows overlooking the scenic backyard. The large dining room flows seamlessly into a well-appointed kitchen, creating an ideal layout for both everyday living and entertaining. The main level also includes a full bath and convenient laundry area. Upstairs, you’ll find a landing with ample storage, three bedrooms including a primary suite with a walk-in closet, and a full hall bath. Outdoor living is a highlight with a newly built deck (2023) off the den, a shaded patio below, and a storage building perfect for relaxing or hosting. A basement provides additional space ideal for storage or hobbies. Main heat is Heat pump with back up radiator/steam heat.

Recent updates include a new shingle roof (2019), rubber roof (2024), and heat pump (2021), all with transferable extended warranties. New insulation in attic 2026

Property details

Beds
3
Baths
2
SqFt
2,460
Lot
Year built
1929
Type
Single Family
Days on market
21
Garage
1
Heating
Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,829/ month

Principal & interest
$2,381
Property tax (~1.05%)
$336
Homeowners insurance
$112
HOA dues

Down payment

$19,225 down · $365,275 financed

Income to qualify (28% rule)

~$121,281 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.