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John KurtzCharlotte · NC

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Staley · Staley, NC

535 Cowans Villa Road #6

Staley, NC · 2,200 sqft

$440,000

  • 3Beds
  • 2.5Baths
  • 2,200SqFt
  • 2019Year

About this home

Welcome to 535 Cowans Villa Road, a freshly updated end-unit home offering exceptional privacy on a flat lot with easy, step-free access. Recently repainted throughout, this home features an open-concept living, dining, and kitchen layout designed for both comfort and entertaining.

The main living space flows seamlessly to a rear walk-out covered porch overlooking a fully fenced backyard, perfect for relaxing or enjoying outdoor gatherings. Pre-finished engineered hardwood floors run throughout the home, complemented by tile flooring in the bathrooms. The kitchen is equipped with a gas cooktop, and the home also features a gas hot water heater for efficiency.

Upstairs you’ll find three bedrooms along with a den/sitting area, all connected by a hardwood staircase. An elevator provides effortless access between levels, adding everyday convenience and long-term livability.

Built on a slab foundation with no entry steps, this home offers truly easy entry access. HOA dues include landscape maintenance, allowing for low-maintenance living while still enjoying privacy and outdoor space.

A rare opportunity to own a private, move-in-ready end unit with thoughtful features throughout.

Property details

Beds
3
Baths
2.5
SqFt
2,200
Lot
Year built
2019
Type
Townhome
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Central Air, Gas
Foundation
Slab
Flooring
Hardwood, Tile

Features

  • Attic Stairs Pulldown
  • Elevator
  • Kitchen Island
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,238/ month

Principal & interest
$2,725
Property tax (~1.05%)
$385
Homeowners insurance
$128
HOA dues

Down payment

$22,000 down · $418,000 financed

Income to qualify (28% rule)

~$138,787 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.