Lexington · Lexington, NC
540 RICHARD Road
Lexington, NC · 2,180 sqft
$276,888
Reduced from $310,990
- 5Beds
- 3Baths
- 2,180SqFt
- 2026Year
- 70Days on market
About this home
"Be charmed by this new construction home in the vibrant The Reserve at Green Needles! Welcome to the Gardner Plan a very elegant two-story home designed for both comfort and versatility. The chef’s kitchen is a highlight, featuring stylish cabinetry, Quartz countertops, and LG appliances, including an electric smooth-top range, over-the-range microwave, and dishwasher. The main floor includes a flexible space and a guest suite with a spacious walk-in closet. The oversized primary suite upstairs offers a serene retreat with a private bath and expansive walk-in closet. Additional features include a 2-car garage, and energy-efficient Low-E insulated dual-pane windows. "
Property details
- Beds
- 5
- Baths
- 3
- SqFt
- 2,180
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Days on market
- 70
- Garage
- 2
- Heating
- Central, Electric
- Cooling
- Central Air, Electric
- Foundation
- Slab
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,037/ month
- Principal & interest
- $1,714
- Property tax (~1.05%)
- $242
- Homeowners insurance
- $80
- HOA dues
- —
Down payment
$13,844 down · $263,043 financed
Income to qualify (28% rule)
~$87,338 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.