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John KurtzCharlotte · NC

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Rock Hill · Rock Hill, SC

540 Rough Hewn Lane

Rock Hill, SC · 2,229 sqft

$399,900

  • 4Beds
  • 3.5Baths
  • 2,229SqFt
  • 2016Year
  • 10Days on market

About this home

Some homes check boxes. This one raises the bar. From the moment you step inside 540 Rough Hewn Lane, the difference is clear- Custom built-ins with dimmable lighting, a wide-open main level designed for real living and an airy feel set this home apart. Fresh paint throughout and brand new upstairs carpet mean there's nothing to do but move in. The kitchen anchors it all with granite countertops and a gas range, flowing seamlessly into the living and dining space. Need flexibility? The third floor delivers a private suite all its own ideal for guests, in-laws or a work-from-home setup that actually feels separate. Four bedrooms, three and a half baths, a screened-in back porch freshly remodeled and ready for evening use, a two-car side-load garage and an irrigation system round out a home that has been genuinely cared for and thoughtfully upgraded. Located in Sweetwater with access to the community pool, walking trails, and playground. New roof 2024, hot water heater 2026, A/C unit maintenance and pest control every three months, custom built-ins and closet remodels in 2023, brand new carpet upstairs and fresh paint throughout, recently upgraded appliances.

Property details

Beds
4
Baths
3.5
SqFt
2,229
Lot
Year built
2016
Type
Single Family
Days on market
10
Garage
2
Heating
Forced Air, Natural Gas, Zoned
Cooling
Ceiling Fan(s), Central Air, Zoned
Foundation
Crawl Space
HOA dues
$158 / qtr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,995/ month

Principal & interest
$2,476
Property tax (~1.05%)
$349
Homeowners insurance
$116
HOA dues
$52

Down payment

$19,995 down · $379,905 financed

Income to qualify (28% rule)

~$128,396 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.