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John KurtzCharlotte · NC

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Clover · Clover, SC

5438 Ralph Harper Lane

Clover, SC · 3,499 sqft

$1,200,000

  • 4Beds
  • 4.5Baths
  • 3,499SqFt
  • 2021Year
  • 1Days on market

About this home

Stunning custom-built modern European farmhouse situated on 1.7 acres of land in the heart of Lake Wylie, offering luxury finishes and exceptional craftsmanship throughout. This 4-bedroom, 4.5-bath home features striking German smear brick, Andersen casement windows and doors, rich hickory flooring, soaring ceilings, coffered tray ceiling, modern gas fireplace and an open-concept layout ideal for entertaining.

The chefs kitchen showcases quartz countertops, custom cabinetry, oversized island seating, stainless steel appliances, and a walk-in pantry. The spacious main-level primary suite offers a spa-inspired bath with marble tile flooring, a freestanding soaking tub, and a Euro-style slate shower with dual rainfall heads and a floating teak bench.

Additional highlights include a fully dedicated theater room designed for the ultimate cinematic experience, dual first and second story laundry rooms, continuous hot water, full security system, stamped concrete, natural gas outdoor grill hookup, wiring for a hot tub.

The walk-in attic offers excellent potential to be finished for additional living space in the future. The oversized three-car garage is wired for a vehicle lift, creating the perfect setup for car enthusiasts, workshop space, or additional storage. This home was built with 2x6 framing and thoughtfully designed with luxury, comfort, and functionality in mind.

Located just minutes from shopping, restaurants, everyday conveniences, and access to Lake Wylie.

Property details

Beds
4
Baths
4.5
SqFt
3,499
Lot
Year built
2021
Type
Single Family
Days on market
1
Garage
3
Style
European, Farmhouse
Heating
Natural Gas
Cooling
Central Air
Foundation
Crawl Space
Flooring
Marble, Wood

Features

  • Attic Walk In
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$8,831/ month

Principal & interest
$7,431
Property tax (~1.05%)
$1,050
Homeowners insurance
$350
HOA dues

Down payment

$60,000 down · $1,140,000 financed

Income to qualify (28% rule)

~$378,512 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.