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John KurtzCharlotte · NC

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Connelly Springs · Connelly Springs, NC

5475 Pine Ridge Drive

Connelly Springs, NC · 3,239 sqft

$348,000

Reduced from $385,500

  • 4Beds
  • 4Baths
  • 3,239SqFt
  • 1974Year
  • 92Days on market

About this home

Motivated sellers! Price reduced to account for repainting the home! Live next door to South Mountains State Park where your backyard is 40+ miles of trails and waterfalls. Located in Pine Mountain, you're approximately 50 minutes from Charlotte, 25 minutes from Hickory, under 45 minutes to Lake Norman, and about an hour to Asheville. Quick access to I-40 makes commuting or weekend trips simple. USDA loan eligible, offering a zero down financing opportunity for qualified buyers. The home is set on over an acre with a roof from 2025 and HVAC from 2019. The main level features three bedrooms and two bathrooms, an open layout designed to draw your eyes straight to the scenery, and a wood-burning fireplace that makes cool evenings feel extra inviting. The expanded kitchen offers plenty of space for gathering and entertaining.Downstairs, the basement includes a private fourth bedroom and two full bathrooms, along with patio access and a dedicated workshop. Mountain privacy. Outdoor adventure next door. Easy access to the city when you need it. Come see it in person because the view is even better when you're standing in it. Please do not walk the property without an appointment or an agent.

Property details

Beds
4
Baths
4
SqFt
3,239
Lot
Year built
1974
Type
Single Family
Days on market
92
Garage
1
Heating
Central, Wood Stove
Cooling
Central Air
Foundation
Basement
Flooring
Laminate
View
Mountain(s)
HOA dues
$1,000 / yr

Features

  • Entrance Foyer
  • Kitchen Island
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,644/ month

Principal & interest
$2,155
Property tax (~1.05%)
$304
Homeowners insurance
$101
HOA dues
$83

Down payment

$17,400 down · $330,600 financed

Income to qualify (28% rule)

~$113,339 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.