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John KurtzCharlotte · NC

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Waynesville · Waynesville, NC

55 Polk Street

Waynesville, NC · 1,726 sqft

$369,900

Reduced from $425,000

  • 3Beds
  • 2Baths
  • 1,726SqFt
  • 1956Year
  • 224Days on market

About this home

Welcome home to this beautifully renovated 3-bedroom, 2-bath ranch-style gem in the heart of Waynesville! Backing directly up to the Waynesville Inn and Golf Club, this home offers peaceful golf course proximity along with serene Richland Creek. Featuring true one-level living, the layout includes generously sized rooms, ideal for comfortable daily living or easy entertaining. Fresh interior and exterior paint add a modern, move-in-ready feel, while the durable metal roof ensures long-lasting protection and curb appeal. Start your mornings on the charming covered front porch, then enjoy the afternoons on the open back deck overlooking a level, easy-to-maintain yard – perfect for pets, play, or gardening. Inside, the home’s thoughtful updates complement the warm, inviting atmosphere throughout. Whether you're looking to settle into full-time living or a mountain getaway, this location offers both tranquility and convenience. Just minutes from downtown Waynesville’s shops, restaurants, galleries, and festivals, you'll also enjoy easy access to hiking trails, the Blue Ridge Parkway, and local breweries. Don’t miss this opportunity to own a slice of mountain-town charm and modern upgrades – schedule your showing today!

Property details

Beds
3
Baths
2
SqFt
1,726
Lot
Year built
1956
Type
Single Family
Days on market
224
Style
Ranch
Heating
Central, Heat Pump
Cooling
Ceiling Fan(s), Central Air, Heat Pump
Foundation
Crawl Space
Flooring
Tile, Vinyl
View
Mountain(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,722/ month

Principal & interest
$2,290
Property tax (~1.05%)
$323
Homeowners insurance
$107
HOA dues

Down payment

$18,495 down · $351,405 financed

Income to qualify (28% rule)

~$116,676 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.