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John KurtzCharlotte · NC

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Mars Hill · Mars Hill, NC

55 Settlers Trail

Mars Hill, NC · 1,132 sqft

$375,000

  • 1Beds
  • 1Baths
  • 1,132SqFt
  • 1957Year
  • 221Days on market

About this home

Charming and cozy bungalow ideally situated on a beautiful corner lot within the gated community of Settlers Cove in scenic Mars Hill, North Carolina. This 2.30 acre lot features a spacious yard, detached garage, and wonderful views, offering both comfort and opportunity in a serene, setting. One of the highlights of this property is the detached garage, which provides flexibility for a variety of uses. The property is located about five minutes from the charming town of Mars Hill, home to Mars Hill University. This historic college town offers shopping, dining, and community events throughout the year. Popular and vibrant Asheville is just 25 minutes away. As a community, Settlers Cove offers a serene setting with abundant widlife. Opportunities like this don’t come along often—a well-located home in a private gated community with acreage, scenic views, and a detached garage. Make this your retreat today.

Property details

Beds
1
Baths
1
SqFt
1,132
Lot
Year built
1957
Type
Single Family
Days on market
221
Garage
1
Style
Bungalow
Heating
Ductless
Cooling
Ductless
Foundation
Slab
HOA dues
$525 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,803/ month

Principal & interest
$2,322
Property tax (~1.05%)
$328
Homeowners insurance
$109
HOA dues
$43

Down payment

$18,750 down · $356,250 financed

Income to qualify (28% rule)

~$120,160 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.