Charlotte · Charlotte, NC
5539 Cheerful Lane
Charlotte, NC · 1,586 sqft
$475,000
- 2Beds
- 2Baths
- 1,586SqFt
- 2019Year
About this home
Step into a new rhythm of life. This Charlotte home offers more than just a 2-bedroom, 2-bathroom floor plan; it provides the true tranquil space you’ve been seeking in a 55+ community. The heart of the home features a chef-inspired kitchen overlooking the open dining and living room with natural light. The private primary suite is designed for comfort with an oversized shower and dual closets. Whether you are hosting a quiet evening by the fireplace or indulging in the Carolina weather on the screened porch, every inch of this ranch home is engineered for enjoyment and ease.
Beyond the tree-lined view from your screened porch, the lifestyle here is anchored by resort-style freedom. The HOA handles the maintenance, including lawn care, allowing you to reclaim your time for the things you choose to do. Whether it’s a morning lap in the indoor pool, a match on the pickleball courts, or a quiet stroll to the community dog park, every amenity is an extension of your home.
Property details
- Beds
- 2
- Baths
- 2
- SqFt
- 1,586
- Lot
- —
- Year built
- 2019
- Type
- Single Family
- Garage
- 2
- Heating
- Forced Air
- Cooling
- Central Air
- Foundation
- Slab
- Flooring
- Carpet, Vinyl
- HOA dues
- $400 / mo
Features
- Kitchen Island
- Open Floorplan
- Pantry
- In-Ground Irrigation
- Lawn Maintenance
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,895/ month
- Principal & interest
- $2,941
- Property tax (~1.05%)
- $415
- Homeowners insurance
- $138
- HOA dues
- $400
Down payment
$23,750 down · $451,250 financed
Income to qualify (28% rule)
~$166,970 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


