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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

5618 Stowe Derby Drive

Charlotte, NC · 2,632 sqft

$419,900

  • 4Beds
  • 2.5Baths
  • 2,632SqFt
  • 2006Year
  • 116x56x90x41x26x12Lot
  • 1Days on market

About this home

This 4-bedroom, 2.5-bathroom two-story home is situated on a desirable corner lot, offering extra curb appeal and outdoor space. The interior is designed for a large household, featuring multiple living zones, including an extra living room on the main level and a versatile loft on the second floor. The heart of the home is the expansive family room, which is seamlessly attached to the kitchen and breakfast area, making it perfect for gatherings.

The kitchen is equipped with a modern mix of black and stainless steel appliances and durable laminate countertops. Functional details abound, with walk-in closets in the bedrooms, included window treatments, and a cozy fireplace in the main living space. For added convenience, the first-floor laundry room is integrated with additional pantry space, maximizing the home's storage and utility.

Property details

Beds
4
Baths
2.5
SqFt
2,632
Lot
116x56x90x41x26x12
Year built
2006
Type
Single Family
Days on market
1
Garage
2
Style
Traditional
Heating
Central, Natural Gas
Cooling
Central Air
Foundation
Slab
Flooring
Tile
View
City
HOA dues
$477 / yr

Features

  • Attic Stairs Pulldown
  • Cable Prewire
  • Garden Tub
  • Rainwater Catchment

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,130/ month

Principal & interest
$2,600
Property tax (~1.05%)
$367
Homeowners insurance
$122
HOA dues
$39

Down payment

$20,995 down · $398,905 financed

Income to qualify (28% rule)

~$134,151 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.