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John KurtzCharlotte · NC

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Monroe · Monroe, NC

5630 Tipton Road

Monroe, NC · 2,548 sqft

$469,900

Reduced from $548,897

  • 3Beds
  • 2.5Baths
  • 2,548SqFt
  • 2025Year
  • 228Days on market

About this home

Construction is Done! Home is move in ready! Discover the perfect blend of modern comfort and country charm with this beautiful new construction farmhouse-style home tucked away on 1.10 private acres at the end of a long, secluded driveway. Designed for peaceful living, this two-story home offers all the benefits of new construction without the restrictions of an HOA.

The inviting white exterior with wood columns sets the tone for its warm farmhouse appeal. Inside, you’ll find an open-concept main floor that’s perfect for entertaining — featuring a spacious kitchen with a large island, breakfast area, bar seating, and a separate dining area. The open layout flows effortlessly into the bright living room, where large windows overlook the tranquil, wooded backyard — creating a cozy, relaxed atmosphere.

Upstairs, enjoy a thoughtful layout with three bedrooms, two full baths, a loft area, and a convenient laundry room. The primary suite offers comfort and privacy, complete with a beautiful ensuite bath and ample closet space.

Step outside to your back patio and take in the peaceful surroundings — ideal for morning coffee, evening gatherings, or simply enjoying nature. The two-car garage provides plenty of space for parking and storage.

If you’ve been searching for a new construction home with space, privacy, and no HOA, this one checks all the boxes. Come experience quiet country living just a short drive from Monroe, Waxhaw, and Lancaster!

Property details

Beds
3
Baths
2.5
SqFt
2,548
Lot
Year built
2025
Type
Single Family
Days on market
228
Garage
2
Heating
Central, Electric, Heat Pump
Cooling
Central Air, Heat Pump
Foundation
Slab
Flooring
Carpet, Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,458/ month

Principal & interest
$2,910
Property tax (~1.05%)
$411
Homeowners insurance
$137
HOA dues

Down payment

$23,495 down · $446,405 financed

Income to qualify (28% rule)

~$148,218 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.