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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

5636 Ivygate Lane

Charlotte, NC · 2,453 sqft

$524,000

Reduced from $559,000

  • 3Beds
  • 2.5Baths
  • 2,453SqFt
  • 1983Year
  • 28Days on market

About this home

Welcome to a rare opportunity to own in one of the area's most desirable neighborhoods. This well-maintained home features an ideal floor plan including a huge bonus room with vaulted ceilings over the 2-car garage, main level laundry room, loads of attic and garage storage and an abundance of natural light. Nestled on a .53-acre lot that is only partially fenced (see attached Polaris map), this property offers exceptional outdoor living space - ideal for entertaining on the large deck or playing in the beautiful, fenced backyard. Active homeowners' association hosts neighborhood BBQs, holiday parades, egg hunts, and more. Convenient to community park with playground, tennis courts, basketball courts as well as Carmel Commons - The Fresh Market, shops and restaurants.

Property details

Beds
3
Baths
2.5
SqFt
2,453
Lot
Year built
1983
Type
Single Family
Days on market
28
Garage
2
Style
Cape Cod
Heating
Forced Air
Cooling
Central Air
Foundation
Crawl Space
HOA dues
$240 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,876/ month

Principal & interest
$3,245
Property tax (~1.05%)
$458
Homeowners insurance
$152
HOA dues
$20

Down payment

$26,200 down · $497,800 financed

Income to qualify (28% rule)

~$166,140 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.