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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

5642 Bay Rock Road

Charlotte, NC · 2,653 sqft

$493,785

  • 5Beds
  • 3Baths
  • 2,653SqFt
  • 2026Year
  • 1Days on market

About this home

Introducing the highly sought-after Hampton floor plan—a 5-bedroom home that truly has it all! Thoughtfully designed with luxury finishes throughout, this home features a bedroom and full bath on the main level, perfect for guests. The open-concept main level also includes a dedicated office ideal for remote work. Upstairs, you'll find four additional bedrooms and a large, versatile loft space. Step outside to enjoy the covered lanai, perfect for outdoor living. Conveniently located near shopping, dining, and more, this home perfectly blends style, function, and location. Inquire today about our incentives!

Property details

Beds
5
Baths
3
SqFt
2,653
Lot
Year built
2026
Type
Single Family
Days on market
1
Garage
2
Heating
Natural Gas
Cooling
Central Air
Foundation
Slab
HOA dues
$353 / qtr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,751/ month

Principal & interest
$3,058
Property tax (~1.05%)
$432
Homeowners insurance
$144
HOA dues
$117

Down payment

$24,689 down · $469,095 financed

Income to qualify (28% rule)

~$160,795 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.