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John KurtzCharlotte · NC

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Spruce Pine · Spruce Pine, NC

565 Overlook Drive

Spruce Pine, NC · 1,785 sqft

$398,000

Reduced from $467,000

  • 3Beds
  • 2Baths
  • 1,785SqFt
  • 2001Year
  • 232Days on market

About this home

Nestled in the heart of the Blue Ridge Mountains, this home is just minutes from downtown Spruce Pine, Grassy Creek, Blue Ridge Regional Medical Center, and only a short drive to the Blue Ridge Parkway. Offering 3 bedrooms, 2 bathrooms, and a bright sunroom with stunning views overlooking the town of Spruce Pine and the surrounding mountains. Step outside to enjoy a generously sized deck with a relaxing hot tub and a gently sloping backyard. Additional features include city water and sewer, high-speed internet availability, and the convenience of all furniture conveying with the home.

Property details

Beds
3
Baths
2
SqFt
1,785
Lot
Year built
2001
Type
Single Family
Days on market
232
Garage
2
Heating
Heat Pump, Propane
Cooling
Heat Pump
Foundation
Basement, Crawl Space

Features

  • Above Ground Hot Tub / Spa

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,929/ month

Principal & interest
$2,464
Property tax (~1.05%)
$348
Homeowners insurance
$116
HOA dues

Down payment

$19,900 down · $378,100 financed

Income to qualify (28% rule)

~$125,539 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.