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John KurtzCharlotte · NC

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Concord · Concord, NC

5807 Monticello Drive NW

Concord, NC · 2,305 sqft

$630,000

Reduced from $650,000

  • 4Beds
  • 3.5Baths
  • 2,305SqFt
  • 2026Year
  • 171 X 79 123 X 180Lot
  • 56Days on market

About this home

The Stephen ranch-style floor plan presents a refined blend of comfort and sophistication within an open-concept layout seamlessly connecting the kitchen, dining area, and family room. Designed for both daily living and entertaining, the main level offers an inviting living space complete with a gas fireplace and breakfast area. The owner's suite features a spacious walk-in tile shower, while secondary bedrooms are privately situated on opposite sides of the residence. An additional private upper-level suite with a full bath provides flexible accommodations, suitable for use as a guest suite or a second primary suite. The gourmet kitchen is appointed with a large island, farmhouse sink, gas cooktop, quartz countertops, tile backsplash, luxury vinyl flooring, and enhanced lighting fixtures. Located on a ½ acre wooded lot in Freedom Acres, this home combines luxurious amenities with a tranquil setting.to suit a range of lifestyles. Estimated Completion Date 6/30/2026 * Also, this same floor plan (The Stephen) is under construction off Pitts School Rd in Concord (Hannahs Meadow) on a 1/3 Acre Home Site at 262 Corrie Ann Drive, Concord NC 28027 MLS#4367977

Property details

Beds
4
Baths
3.5
SqFt
2,305
Lot
171 X 79 123 X 180
Year built
2026
Type
Single Family
Days on market
56
Garage
2
Style
Arts and Crafts
Heating
Central
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Laminate, Tile, Vinyl

Features

  • Attic Stairs Pulldown

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,568/ month

Principal & interest
$3,901
Property tax (~0.92%)
$483
Homeowners insurance
$183
HOA dues

Down payment

$31,500 down · $598,500 financed

Income to qualify (28% rule)

~$195,793 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.