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John KurtzCharlotte · NC

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Franklin · Franklin, NC

59 S Front Street

Franklin, NC · 682 sqft

$120,000

Reduced from $150,000

  • 2Beds
  • 2Baths
  • 682SqFt
  • 1964Year
  • 24Days on market

About this home

This charming 2-bedroom, 2-bath cottage in beautiful Pine Hill Park offers a rare, once-in-a-lifetime opportunity, complete with a renewable 99-year “forever lease” and the included share cost for this resident-owned community. A large open deck welcomes you into a warm entryway with beautiful hardwood floors, leading into a bright, open great room that combines the kitchen, living, dining, and sunroom spaces. Freshly painted in inviting colors, the home features updated double-pane insulated windows, a metal roof, and an upgraded guest bath with tile flooring. The primary bedroom includes an ensuite bath and an adjoining room perfect for a future laundry area, with stairs leading to a spacious basement room currently used for laundry, crafts, or flexible living. Additional basement space provides a workshop area and ample storage. Park amenities include water, septic, road and lawn maintenance, basic cable, clubhouse, pool, and shuffleboard—all for just $240 per month.

Property details

Beds
2
Baths
2
SqFt
682
Lot
Year built
1964
Type
Single Family
Days on market
24
Style
Bungalow, Cabin
Heating
Central, Electric
Cooling
Central Air, Electric
Foundation
Basement
Flooring
Carpet, Tile, Wood
HOA dues
$245 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$1,128/ month

Principal & interest
$743
Property tax (~1.05%)
$105
Homeowners insurance
$35
HOA dues
$245

Down payment

$6,000 down · $114,000 financed

Income to qualify (28% rule)

~$48,351 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.