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John KurtzCharlotte · NC

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Burnsville · Burnsville, NC

597 Sweetwater Ridge Road

Burnsville, NC · 2,232 sqft

$460,000

  • 3Beds
  • 3Baths
  • 2,232SqFt
  • 1980Year
  • 1Days on market

About this home

Tucked away on a private wooded lot just a short walk from the pristine South Toe River, this contemporary mountain retreat offers the perfect blend of comfort, space, and natural beauty. A circular driveway welcomes you to this thoughtfully designed 3BR/3BA home featuring an open floor plan ideal for gathering and entertaining. The updated kitchen showcases beautiful granite countertops, while the spacious bonus room above the garage provides endless possibilities for a recreation area, home office, or additional guest space. The main-level primary suite offers convenience and privacy, with two additional bedrooms and baths located upstairs. Unwind on the expansive front deck and enjoy the peaceful sounds of the rushing headwaters of the South Toe River. Recent updates include a new roof in 2025, new recessed lighting in the kitchen and dining area, and new deck railings installed in 2024.

Property details

Beds
3
Baths
3
SqFt
2,232
Lot
Year built
1980
Type
Single Family
Days on market
1
Style
Traditional
Heating
Baseboard, Ductless, Electric, Wood Stove
Cooling
Ductless
Foundation
Crawl Space
Flooring
Carpet, Laminate, Tile
View
Mountain(s), Winter, Year Round
HOA dues
$500 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,427/ month

Principal & interest
$2,848
Property tax (~1.05%)
$402
Homeowners insurance
$134
HOA dues
$41

Down payment

$23,000 down · $437,000 financed

Income to qualify (28% rule)

~$146,882 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.