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John KurtzCharlotte · NC

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Asheville · Asheville, NC

6 Chestnut Terrace

Asheville, NC · 2,024 sqft

$469,900

Reduced from $489,000

  • 3Beds
  • 2.5Baths
  • 2,024SqFt
  • 1955Year
  • 41Days on market

About this home

Goldilocks Alert! SELLER'S LOAN IS ASSUMABLE! "TERMS BASED ON BUYER'S QUALIFICATIONS"

Located less than 10 minutes from downtown Asheville and just OUTSIDE THE CITY LIMITS, this versatile 3-bedroom, 3-bath home offers a rare combination of immediate livability and potential for forced appreciation. Set in a peaceful, wooded setting, the property provides both privacy and convenience—ideal for those seeking a quiet retreat close to the heart of the city. Inside, the home is move-in ready with plenty of opportunity to personalize and add value over time. The spacious layout is filled with natural light and offers comfortable everyday living, while leaving room for thoughtful updates to match your vision. A standout feature is the large unfinished basement, presenting a prime opportunity to significantly expand the home’s square footage—perfect for additional living space, a guest suite, or income-producing potential. Outside enjoy fresh air and the sounds of nature from the seclusion of the elevated back deck. Or if you’re looking to stay productive, saunter over to the fully electrified outdoor workshop located in the back. Even more rare, the property may offer the potential to subdivide and create an additional lot (buyer to verify), making this an especially ATTRACTIVE OPTION FOR INVESTORS, builders, or buyers looking to maximize long-term value. Recent improvements include a new roof, adding peace of mind and reducing immediate maintenance needs. Whether you're searching for a primary residence, investment opportunity, or future development potential, this property delivers flexibility in one of Asheville’s most desirable and convenient locations.

Property details

Beds
3
Baths
2.5
SqFt
2,024
Lot
Year built
1955
Type
Single Family
Days on market
41
Garage
1
Heating
Central
Cooling
Central Air
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,458/ month

Principal & interest
$2,910
Property tax (~1.05%)
$411
Homeowners insurance
$137
HOA dues

Down payment

$23,495 down · $446,405 financed

Income to qualify (28% rule)

~$148,218 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.