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John KurtzCharlotte · NC

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Spruce Pine · Spruce Pine, NC

6 Woodland Street

Spruce Pine, NC · 1,618 sqft

$190,000

  • 3Beds
  • 2Baths
  • 1,618SqFt
  • 1993Year
  • 2Days on market

About this home

6 Woodland Street in Spruce Pine, NC is a 1618-square-foot ranch-style home on 1.56 wooded acres, offering true main-level living with an exterior ramp for easy access. Built in 1993, this property is a genuine fixer-upper and presents a prime investment opportunity for buyers ready to add value through updates and renovations. With its open-concept potential, single-level accessibility, and proximity to the Blue Ridge Mountains, the home is ideal for those seeking a customizable mountain retreat. The expansive lot provides privacy and room to create outdoor living spaces, while the home itself offers a solid foundation for personalization. Whether you’re looking for sweat equity, a value-add project, or a chance to craft a nature-inspired lifestyle, this property combines practicality with promise. Located just minutes from the charm of Spruce Pine, it’s a rare opportunity to transform a mountain home into your own vision.

Property details

Beds
3
Baths
2
SqFt
1,618
Lot
Year built
1993
Type
Single Family
Days on market
2
Style
Traditional
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,398/ month

Principal & interest
$1,176
Property tax (~1.05%)
$166
Homeowners insurance
$55
HOA dues

Down payment

$9,500 down · $180,500 financed

Income to qualify (28% rule)

~$59,931 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.