Cramerton · Cramerton, NC
602 Banter Lane
Cramerton, NC · 1,757 sqft
$419,900
- 3Beds
- 2.5Baths
- 1,757SqFt
- 2025Year
- 51'x110'x51'x110'Lot
- 39Days on market
About this home
Why wait for new construction when this stunning 2025 Watts plan is ready now — with all the upgrades already done for you? Nestled in the sought-after Terraces community in charming Cramerton, this immaculate ranch home has been lovingly maintained for just one year and shows like a model. From the moment you step inside, the attention to detail is unmistakable. Crown moulding frames the open living spaces, where luxury vinyl plank flooring flows seamlessly into a showstopping kitchen featuring 42" white cabinetry, calcatta lazza quartz countertops, a herringbone tile backsplash, and a full suite of stainless steel appliances including a gas range. The flat-top island overlooks a generous great room anchored by a cozy gas log fireplace — ideal for entertaining or quiet evenings at home. The spacious dining room offers plenty of room for a full-size table, making everyday meals and holiday gatherings equally comfortable. Retreat to the private owner's suite, where the split-bedroom layout ensures peace and quiet. The ensuite bath is a true sanctuary with a double vanity, quartz countertops, a tiled walk-in shower, a separate water closet, and a generous walk-in closet. Two additional bedrooms and a full bath round out this thoughtfully designed floor plan. Outside, enjoy a covered front porch, concrete patio, and a 2-car garage — all with sidewalks and street lights throughout this welcoming community conveniently located minutes from downtown Cramerton and Belmont.
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 1,757
- Lot
- 51'x110'x51'x110'
- Year built
- 2025
- Type
- Single Family
- Days on market
- 39
- Garage
- 2
- Heating
- Central
- Cooling
- Central Air
- Foundation
- Slab
- Flooring
- Carpet, Hardwood, Tile
- HOA dues
- $600 / yr
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,140/ month
- Principal & interest
- $2,600
- Property tax (~1.05%)
- $367
- Homeowners insurance
- $122
- HOA dues
- $50
Down payment
$20,995 down · $398,905 financed
Income to qualify (28% rule)
~$134,590 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.