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John KurtzCharlotte · NC

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Cramerton · Cramerton, NC

602 Banter Lane

Cramerton, NC · 1,757 sqft

$419,900

  • 3Beds
  • 2.5Baths
  • 1,757SqFt
  • 2025Year
  • 51'x110'x51'x110'Lot
  • 39Days on market

About this home

Why wait for new construction when this stunning 2025 Watts plan is ready now — with all the upgrades already done for you? Nestled in the sought-after Terraces community in charming Cramerton, this immaculate ranch home has been lovingly maintained for just one year and shows like a model. From the moment you step inside, the attention to detail is unmistakable. Crown moulding frames the open living spaces, where luxury vinyl plank flooring flows seamlessly into a showstopping kitchen featuring 42" white cabinetry, calcatta lazza quartz countertops, a herringbone tile backsplash, and a full suite of stainless steel appliances including a gas range. The flat-top island overlooks a generous great room anchored by a cozy gas log fireplace — ideal for entertaining or quiet evenings at home. The spacious dining room offers plenty of room for a full-size table, making everyday meals and holiday gatherings equally comfortable. Retreat to the private owner's suite, where the split-bedroom layout ensures peace and quiet. The ensuite bath is a true sanctuary with a double vanity, quartz countertops, a tiled walk-in shower, a separate water closet, and a generous walk-in closet. Two additional bedrooms and a full bath round out this thoughtfully designed floor plan. Outside, enjoy a covered front porch, concrete patio, and a 2-car garage — all with sidewalks and street lights throughout this welcoming community conveniently located minutes from downtown Cramerton and Belmont.

Property details

Beds
3
Baths
2.5
SqFt
1,757
Lot
51'x110'x51'x110'
Year built
2025
Type
Single Family
Days on market
39
Garage
2
Heating
Central
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Hardwood, Tile
HOA dues
$600 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,140/ month

Principal & interest
$2,600
Property tax (~1.05%)
$367
Homeowners insurance
$122
HOA dues
$50

Down payment

$20,995 down · $398,905 financed

Income to qualify (28% rule)

~$134,590 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.