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John KurtzCharlotte · NC

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Gastonia · Gastonia, NC

604 Ferguson Ridge Road

Gastonia, NC · 2,900 sqft

$637,500

  • 4Beds
  • 2.5Baths
  • 2,900SqFt
  • 1900Year
  • 4Days on market

About this home

This is the home you have been dreaming of! Just 30 miles from Charlott's city center and just 6 miles from Clover, SC, located just North of the state line in Gastonia, NC. No city taxes! You can have your own piece of paradise but still be close to all the conveniences of the big city.
Full of historic charm and character, from its wood tongue and groove 10-foot high ceilings, to the original heart-pine hardwood flooring, this elegant farmhouse is absolutely stunning! The home sits on a very private 1.6 acres, surrounded by trees, among other large country estates. As you walk up to the front porch and into the grand entrance, you can't help but fall in love. The home features 4 bedrooms plus home office/flex room on main level, a huge kitchen and dining room, master on main level, large entry and foyer and upstairs loft area between the 3 bedrooms. New dual HVAC systems installed 2024.

Property details

Beds
4
Baths
2.5
SqFt
2,900
Lot
Year built
1900
Type
Single Family
Days on market
4
Heating
Electric
Cooling
Ceiling Fan(s), Central Air
Foundation
None
Flooring
Wood

Features

  • Attic Stairs Pulldown
  • Entrance Foyer
  • Kitchen Island
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,585/ month

Principal & interest
$3,948
Property tax (~0.85%)
$451
Homeowners insurance
$185
HOA dues

Down payment

$31,875 down · $605,625 financed

Income to qualify (28% rule)

~$196,530 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.