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John KurtzCharlotte · NC

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Hendersonville · Hendersonville, NC

604 Substation Street

Hendersonville, NC · 1,032 sqft

$499,997

Reduced from $550,000

  • 4Beds
  • 2Baths
  • 1,032SqFt
  • 1952Year
  • 27Days on market

About this home

2 Homes + Buildable Lot Near Downtown & Jackson Park! (short term rental opportunity)! Incredible value and versatility await less than five minutes from downtown Hendersonville. This unique 0.89-acre property features two updated homes and a separate, buildable parcel. The charming 3-bedroom, 1-bathroom main cottage boasts original hardwood floors, an expansive eat-in kitchen with abundant cabinetry, and a cozy living room with a wood-burning fireplace and built-in bookcases. Enjoy the primary bedroom spacious enough for a king bed, or unwind in the serene three-season room steps from the hot tub. A level stroll leads to the private 1-bedroom, 1-bathroom bungalow—ideal for a multi-generational family or an income-producing vacation rental, complete with a newly installed septic system. The fully fenced yard offers security for pets, while the adjacent, half-acre organic garden space serves as a prime buildable lot. With all windows and mechanical systems replaced within the last five years, this turnkey property is ready for its next chapter. Review the extensive updates list today!

Property details

Beds
4
Baths
2
SqFt
1,032
Lot
Year built
1952
Type
Single Family
Days on market
27
Style
Cottage
Heating
Heat Pump, Kerosene, Other - See Remarks
Cooling
Central Air, Ductless
Foundation
Basement, Slab
Flooring
Laminate, Vinyl, Wood

Features

  • Breakfast Bar
  • Built-in Features
  • Fire Pit
  • Hot Tub

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,679/ month

Principal & interest
$3,096
Property tax (~1.05%)
$437
Homeowners insurance
$145
HOA dues

Down payment

$24,999 down · $474,997 financed

Income to qualify (28% rule)

~$157,712 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.