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John KurtzCharlotte · NC

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Mount Holly · Mount Holly, NC

605 Ridgewood Court

Mount Holly, NC · 1,809 sqft

$284,900

Reduced from $289,999

  • 3Beds
  • 2Baths
  • 1,809SqFt
  • 2000Year
  • 18Days on market

About this home

Back On Market and listed below appraised value! No fault of Seller - Buyer could not obtain financing. LOWEST PRICE for a 3/2 with a garage in Mount Holly! While the home is listed as a three-bedroom per the septic permit, it also features a versatile fourth room with a closet that can easily suit your needs. Tucked away on a quiet cul-de-sac, this property provides both privacy and convenience. Step inside to discover a beautifully remodeled kitchen with soft-close cabinetry and quartz countertops. Thoughtfully updated with modern finishes and designed to be the heart of the home—ideal for both everyday living and entertaining. The layout flows seamlessly, offering inviting spaces to gather and relax, including a wood-burning fireplace and real hardwood floors in the kitchen & living room. The Primary Suite contains two walk-in closets, an additional flex room, and full bath. Outside, you’ll love the abundance of parking—perfect for guests, multiple vehicles, or even a boat or trailer. A detached one-car garage adds extra storage or workshop potential. Enjoy warm days and evenings on the new deck that surrounds an above-ground pool, creating your own private backyard retreat—perfect for summer fun and weekend get-togethers. This property checks all the boxes for comfort, functionality, and outdoor enjoyment—don’t miss your opportunity to make it yours! Less than 10 minutes from downtown Mount Holly, 15 minutes to Whitewater Center, 25 minutes to Charlotte Airport. Out of the 1,809 square footage, approximately 242 sq feet (addition with 4th room) is unpermitted. Campers are personal property and will be removed before closing.

Property details

Beds
3
Baths
2
SqFt
1,809
Lot
Year built
2000
Type
Single Family
Days on market
18
Garage
1
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space
Flooring
Tile, Vinyl, Wood

Features

  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,096/ month

Principal & interest
$1,764
Property tax (~1.05%)
$249
Homeowners insurance
$83
HOA dues

Down payment

$14,245 down · $270,655 financed

Income to qualify (28% rule)

~$89,865 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.