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John KurtzCharlotte · NC

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Sylva · Sylva, NC

605 Toy Cove Road

Sylva, NC · 1,690 sqft

$499,900

  • 3Beds
  • 2Baths
  • 1,690SqFt
  • 1999Year
  • 17Days on market

About this home

No city taxes, yet close to town. Toy Cove is lovely subdivision just off Hwy 107 and Cope Creek. Meander up the road to the concrete drive where you are greeted with artistic stonework and a gorgeous Mahogany door. Entering the Living room the mahogany continues in the 3/4" flooring. This room features a custom built in entertainment center and stacked stone fireplace which is currently gas logs but can be wood burning. Step up into the dining room with ceramic inlaid tile and plenty of room to accommodate lots of guests. The kitchen is a chef's dream with plentiful cabinets, durable quartz countertops, stainless appliances, custom cherry cabinets and an island with gas cooktop and oven and decorative fan. Bedrooms feature Australian Cypress flooring , guest bath has quartz countertops and tiled shower, Primary features his and hers sinks, quartz countertops and custom cabinets. Front deck boasts Trex decking with stone columns, decorative metal pickets and sunset lighting. In the back is a screened in porch with hot tub for your enjoyment, There is Leaf Filter over gutters and encapsulated crawl space too. Also, a small garden shed and beautiful flora and fauna to enjoy..

Property details

Beds
3
Baths
2
SqFt
1,690
Lot
Year built
1999
Type
Single Family
Days on market
17
Style
Traditional
Heating
Ductless, Electric, Heat Pump
Cooling
Ductless, Electric, Heat Pump
Foundation
Crawl Space, Permanent
Flooring
Tile, Wood, Other - See Remarks
View
Winter

Features

  • Attic Stairs Pulldown
  • Kitchen Island
  • Storage
  • Walk-In Closet(s)
  • Above Ground Hot Tub / Spa

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,679/ month

Principal & interest
$3,096
Property tax (~1.05%)
$437
Homeowners insurance
$145
HOA dues

Down payment

$24,995 down · $474,905 financed

Income to qualify (28% rule)

~$157,681 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.