Spruce Pine · Spruce Pine, NC
609 Valley Road
Spruce Pine, NC · 1,380 sqft
$263,000
- 3Beds
- 1Baths
- 1,380SqFt
- 1960Year
- 1Days on market
About this home
This brick ranch home is just waiting for you. 3 bedroom 1 bath home needs some TLC but seems to have great bones. Some original hardwood floors which you can bring back to their original beauty. Windows have been updated. Sitting on 1.5 acres of land which is a flower lover's dream. Many verities of flowers but many varieties of day lilies. The original owner was a master of the day lily. Selling "AS IS". There is a camera on the property.
Property details
- Beds
- 3
- Baths
- 1
- SqFt
- 1,380
- Lot
- —
- Year built
- 1960
- Type
- Single Family
- Days on market
- 1
- Style
- Ranch
- Heating
- Central, Forced Air, Oil
- Cooling
- None
- Foundation
- Crawl Space
Features
- Storage
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,935/ month
- Principal & interest
- $1,628
- Property tax (~1.05%)
- $230
- Homeowners insurance
- $76
- HOA dues
- —
Down payment
$13,150 down · $249,850 financed
Income to qualify (28% rule)
~$82,957 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.