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John KurtzCharlotte · NC

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Hickory · Hickory, NC

610 40th Avenue Lane NW

Hickory, NC · 2,559 sqft

$489,900

  • 3Beds
  • 2.5Baths
  • 2,559SqFt
  • 1995Year
  • 3Days on market

About this home

Lake Hickory Access in the sought-after Captain's Cove Neighborhood — North Hickory, NC!

Welcome to this beautifully flowing home nestled in the desirable Captain's Cove neighborhood, offering Lake Hickory access.

From the moment you step onto the covered front porch, you're greeted by a bright, open foyer with soaring ceilings and an abundance of natural light that sets the tone for the rest of the home.

The thoughtful layout moves seamlessly from room to room. A dedicated dining area bathes in natural light and connects to a spacious kitchen featuring ample cabinetry and a versatile computer niche — perfect as a coffee bar or home office station. A convenient half bath and laundry room are tucked nearby. The adjacent eat-in area opens through sliding glass doors to a freshly stained back deck, ideal for entertaining or simply enjoying the level, private yard.

The dramatic two-story living room makes a statement, flowing naturally into the primary bedroom suite complete with a large walk-in shower and two generously sized closets.

Upstairs, you'll find two additional bedrooms, a full bath, and a bonus room — perfect for a playroom, office, or flex space.

Downstairs, the finished basement den adds even more living space, with additional unfinished square footage ready for your vision — whether that's a home gym, workshop, or extra storage.

Set on a quiet cul-de-sac lot, this home is within walking distance to the community boat ramp and just minutes from shopping and dining.

Opportunities like this don't last —

Property details

Beds
3
Baths
2.5
SqFt
2,559
Lot
Year built
1995
Type
Single Family
Days on market
3
Garage
2
Heating
Central, Electric, Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement, Crawl Space, Slab
Flooring
Carpet, Laminate, Tile, Wood

Features

  • Entrance Foyer
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,605/ month

Principal & interest
$3,034
Property tax (~1.05%)
$428
Homeowners insurance
$142
HOA dues

Down payment

$24,495 down · $465,405 financed

Income to qualify (28% rule)

~$154,527 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.